American Express OPEN is the leading payment card issuer for small businesses in the United States. We help small business owners run and grow their businesses with Charge and Credit Cards that deliver purchasing power, flexibility, rewards, and savings on business services. Small business owners also get access to an expanded lineup of partners, and online tools and services designed to help them improve profitability. Small business owners can choose from a range of Cards with spending capacity built for business. We provide innovative payment options, cash flow management tools, and cost reduction solutions.