Niharika has been appointed as President Director of AXA Financial Indonesia since April 30th 2019. She is responsible for leading AXA Financial Indonesia to achieve a sustainable and professional agency network and to develop partnerships and grow the AXA direct businesses. Niharika has more than 10 years’ experience in the field of insurance, driving distribution and performance strategy around the region with focus on SEA countries during her role in Hong Kong in the regional AXA office. Finance graduate, Niharika switched her career from Telcom to Insurance in 1999 in India and since then she has worked in Finance, Strategy and Distribution. She has professional certificates based on her achievements at AXA Regional, including the AXA Pride Award from AXA India CEO and AXA Switch Award from AXA Asia CEO on successful transformation projects to help the entities grow.
 
Before moving to Indonesia in 2018, Niharika as the Director of Distribution Hub in AXA Asia was responsible to deliver on the strategy and transformation programs to the local entities and help to execute the strategic priorities at an organisation level which included Digital transformation, Sales force effectiveness and MDRT strategy. Niharika was graduated from Maharshi Dayanand Saraswati University, India and Business Management Post Graduate Diploma from Fore School of Management, New Delhi.
 
On 2020 & 2021, she has won several award such as:

• The Best CEO. Employee’s Choice Award 2020 category Life Insurance with 5-10 T Asset dari The Iconomics
• BEST INSPIRING & CREATIVITY WOMEN AWARD 2020” from Majalah Penghargaan Indonesia
• MOST INNOVATIVE WOMEN AWARD 2020 for category “Most Innovative Women in Business 2020” that presented by National Award Foundation
• Best CEO 2020 for Increasing Insurance Literacy and Awareness by Warta Ekonomi
• INDONESIA MOST POWERFUL WOMEN 2020” from HerStory (Warta Ekonomi Group) category: Life Insurance – Outstanding Leadership in Business Management Through Various Insurance Programs and Products with Solidarity Ethos to Continually improve The Company Performance